About Learnberry

Learnberry is a set of interactive simulators and trackers for thinking through personal finance decisions. Every model is built around a real equation. Not a black box, not a guess.

Visibility is free. Efficiency is paid. The free tools — debt paydown, home affordability, cash flow projection, net worth tracking — exist so you can see your situation clearly without signing up or paying for anything.

No bank linking. No AI advice. No third-party tracking. No machine learning trained on your data. All math is deterministic and runs in your browser; the only thing the server stores is what you explicitly save.

Built for power users who want full financial visibility without handing their account credentials to a third party. This is not financial advice — it is a thinking aid for stress-testing assumptions and asking better questions.